Monday, June 7, 2010

Private Health Insurance, Can you afford not to have it these days?

Private health insurance is becoming the "sensible option", but can you afford it?

Did you know private health insurance costs less than you think?

Take 60 seconds to consider your individual or family healthcare plans. Private health insurance ( sometimes referred to as private medical insurance ) can be used as your primary choice for health l insurance or it can be used as a means to fast track in today's busy NHS. It's sensible to do everything you can to look after yourself and have reliable private health insurance in place, as you never know what can happen.

So, what are the best things to look for in a private health insurance plan?

We asked a leading private medical insurance company, WPA , and they suggested that the answer is comprised of 2 things:

Flexibility and Affordability.

Private health insurance plans should offer security and give access to speedy, private medical treatment, with the flexibility to choose who treats you, where and in which hospital. Always look into the cover that’s right for you, with the and use a company you have heard of or who has a good reputation.

For instance, private medical inurance company, Western Provident offer the following flexible plans for private health insurance:

Essentials is a valuable, surgery only plan which offers in-patient and day-patient benefits when you need non-emergency (elective) surgery for a diagnosed medical condition. It does not cover cancer surgery.

Premier offers enhanced cover, with the ability to tailor your cover and premium.

Elite is their most extensive level of cover with an overall annual maximum limit of £50,000.

The thing to look for in private health insurance is the ability to adjust a plan to suit your needs.

Remember! You can start with basic cover and alter it as your needs change.

It's more affordable that you think to ensure your health is covered.